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Just one more thing, Michael. I want you to let me know ifanyone here gives you any grief about this. I promise you that I won'tstand for it."Two weeks later..."Are you sure that this is what you really want, Michael?" Yes, Dr. Eiler. This is what I've wanted ever since I was a young boy.Just take a good look at me. It's easy to see that I should've beenborn a girl." Lyuba leaned back in the chair and awaited the doctor'sresponse. She'd chosen Dr. Evan Eiler, a board-certified psychiatristat the University Of Vermont College Of Medicine in Burlington, becauseher research had shown that he'd been active in transgender medicalcare for nearly two decades.Dr. Eiler studied his patient. He could see the boy's point. He was themost feminine-looking male-to-female transgendered patient he'd everhad. He said, "Okay, Michael. I need to go over the protocols withyou." I've already read about them, Doc." Lyuba had left no stone unturnedin researching the matter."Good. But I want to discuss them. ”“We do charge an annual fee for doing this, but you do have another option. You could go to a ‘fee only’ financial planner who would review your investments for a fee and give you his advice. You however, would then need to do the buying, selling, and monitoring of your accounts. If you go that way, you should see this planner about once a year to see if any changes should be made.“What would be your fee for handling my investments?”“Just three quarters of one percent per year.”“That doesn’t sound like much so that’s the way I want to go with you being my financial advisor. I prefer that the investing be handled by professionals and that I magically get this monthly check deposited in my bank account. I was impressed when you gave your talk. While I don’t know you that well, I think I am a good judge of people and you seem to be an honest person. I want you to handle these investments.”While the three quarters of one percent didn’t sound like much on her account it would amount to.
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